A few days ago I posted about Loaning Money to Family and Friends , since then I have caught nothing but flack in my comments and I have tried to make a case there. It appears to not be working so I am going to once again attempt to explain things to my readers that may be a little slow or sucking on a crack pipe. I have at no time ever stated that you should not feed a hungry person, nor have I said you should see family or friends homeless. I would never advise anyone to do anything like that. However, there are just as many times, if not more when saying "NO" to someone attempting to borrow money from you is the right thing to do. Would you loan money to a crack head to pay his rent after he just blew all his pay on rock? How about an alcoholic whom you have never seen sober in 5 years? What about your friend with the gambling habit, sure he's just down on his luck and the next poker game will be his big win? Maybe you can overlook your friends brand new Hummer when he mentions his rent is late and he just needs a small loan?Never mind thats the same excuse he gives you every month.
These are all people that need to get their life straight and the sad thing is most of them never will as long as they have people saving their asses. Sometimes you just have to let a person fall down because they have to hit rock bottom before they begin to realize change must take place.
One of my readers has said anyone that would not help family is either
1. "those that resent their own family because they were never helped"
2."cheap arse tight wads just using excuses not to help"
3."they don't generally like the person who is asking for help"
4."greedy S.O.B. who won't help unless they get back something much bigger"
I would like that same reader to please tell me what category I would fall into in each of the above named circumstances for saying "No".